Affordable Care Act

CMS Proposes Major Changes in Exchange Plans

The Centers for Medicare & Medicaid Services has proposed sweeping changes in the health plans offered by Affordable Care Act marketplace exchanges. The changes, revealed in CMS’s proposed Notice of Benefit and Payment Parameters for 2027, affect both the regulations governing the types of health plans that can be offered on exchanges and how potential buyers of those plans are deemed eligible for those plans.  The major changes include: Permitting insurers to offer catastrophic plans with terms of either one year or multiple consecutive years, up to ten years. Repealing standardized plan options and related limit requirements. Permitting low-deductible plans [...]

Non-Profit Hospitals Face Near-Term Challenges

The end of Affordable Care Act enhanced health insurance premiums will pose a financial challenge for many of the nation’s non-profit hospitals. The challenge to hospitals will be greatest in states that did not take advantage of Affordable Care Act Medicaid expansion and those with especially large concentrations of rural hospitals that also lack a robust health care safety net. On safer ground will be hospitals in states that do have strong health care safety nets or that have taken recent steps to attempt to fill the void left by the expired insurance premium subsidies. Learn more about the challenges [...]

2026-02-05T15:07:41-05:00February 9, 2026|Affordable Care Act, hospitals, Medicaid|

Federal Health Policy Update for February 5

The following is the latest health policy news from the federal government for January 30 through February 5.  Some of the language used below is taken directly from government documents. Congress On Tuesday Congress passed, and the president immediately signed, a package of appropriations bills that, among other government operations, funded the Department of Health and Human Services for the rest of federal FY 2026.  Major provisions include: The extension of telehealth flexibilities through the end of 2027. The elimination of $8 billion cuts in Medicaid disproportionate share (Medicaid DSH) allotments to the states for both FY 2026 and FY [...]

Demise of Enhanced Tax Credits Drives Lower ACA Plan Enrollment

The end of enhanced tax credits for Affordable Care Act health plans has led to a five percent decrease in the number of people who enrolled in ACA plans during the open enrollment period that ended on January 15. According to federal data, about 23 million Americans signed up for such plans this year, down 1.1 million from last year – a significant decline, although not as great as predictions that enrollment could fall as much as 30 percent. Because of the loss of the enhanced premiums tax credits, insurance premiums doubled for some applicants, putting them out of the [...]

2026-01-29T15:49:01-05:00February 2, 2026|Affordable Care Act, Congress|

Federal Health Policy Update for January 29

The following is the latest health policy news from the federal government for January 23-29.  Some of the language used below is taken directly from government documents. Congress  The Senate today failed to advance a package of the remaining six FY 2026 appropriations bills, including funding for the Department of Health and Human Services.  Democratic senators continue negotiating with the White House on how to proceed with Department of Homeland Security (DHS) funding, including the possibility of separating the DHS bill from the broader appropriations package and making targeted amendments to that measure.  The Labor, HHS, Education, and Related Agencies bill, [...]

Federal Health Policy Update for January 22

The following is the latest health policy news from the federal government for January 16-22.  Some of the language used below is taken directly from government documents. Congress  The House today passed an Appropriations Committee FY 2026 partial spending proposal that includes a Labor, Health and Human Services, Education, and Related Agencies bill.  Policy highlights include: Telehealth.  The bill would extend the major Medicare telehealth flexibilities and the waiver of periodic in-person visits for mental health telehealth services through the end of 2027. Medicaid DSH.  The bill would cancel the FY 2026 and FY 2027 cuts of $8 billion a year and leave just one year, [...]

Federal Health Policy Update for January 15

The following is the latest health policy news from the federal government for January 9-15.  Some of the language used below is taken directly from government documents. The White House The White House has unveiled “The Great Healthcare Plan,” which it describes as “… a broad healthcare initiative that will slash prescription drug prices, reduce insurance premiums, hold big insurance companies accountable, and maximize price transparency in the American healthcare system.”  The major components of the plan, and the key steps for each, are: lower drug prices slash prescription drug prices allow more over-the-counter medicines lower insurance premiums send the [...]

Impact of Lost Health Insurance Subsidies Already Seen

The expiration of enhanced tax credits for the purchase of health insurance on Affordable Care Act exchanges is expected to put the cost of such plans beyond the reach of approximately 4.8 million people in 2026 and result in a significant increase in uninsured Americans. Just two weeks into the new year, the number of people who  have purchased health exchange policies is reportedly 800,000 fewer than last year at this time. For a closer look at the anticipated impact of the loss of Affordable Care Act premium subsidies, see the following articles: NBC News – “ACA sign-ups fall as [...]

2026-01-13T15:17:01-05:00January 14, 2026|Affordable Care Act|

Federal Health Policy Update for December 18

The following is the latest health policy news from the federal government for December 12-18.  Some of the language used below is taken directly from government documents. Congress In a 216-211 vote yesterday, the House passed the Lower Health Care Premiums for All Americans Act, a Republican package aimed at addressing multiple health care policies.  The legislation includes provisions for employee tax-advantaged benefits like HSAs and FSAs, cost-sharing reductions (CSR) subsidies, and increased transparency requirements for pharmacy benefit managers (PBMs).  It notably did not include an extension of the enhanced Affordable Care Act premium tax credits that many of the [...]

Federal Health Policy Update for December 11

The following is the latest health policy news from the federal government for December 5-11.  Some of the language used below is taken directly from government documents. Congress The Senate voted today on competing proposals to address health care affordability:  Democrats sought a clean extension of the Affordable Care Act premium tax credits set to expire on December 31 while Republicans tried to consolidate support around an alternative plan.  Neither bill gained the 60-vote threshold needed for passage. In the House, Speaker Mike Johnson (R-LA) intends to bring a vote on a health care package next week but at this [...]

Go to Top